1253 Fanning GradeBen LomondCA95005
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1253 Fanning Grade, Ben Lomond, CA, 95005 in Ben Lomond: $3,637/mo in rent, $693/mo in net income, 9.17% gross yield, 1.70 DSCR, all at $475,999. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $131,510 in appreciation and $4,384/yr in principal paydown projects total cumulative return of $225,102.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.5% |
| Monthly Cash Flow | $693 | $1,200 |
City averages based on Ben Lomond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,637 |
| Total Monthly Debt Service | $2,755 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
2.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95005, Ben Lomond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,779 (100%) |
| Owner Occupied HU | 1,858 (66.9%) |
| Renter Occupied HU | 728 (26.2%) |
| Vacant Housing Units | 193 ( 6.9%) |
| Median Home Value | $910,029 |
| Average Home Value | $971,050 |
Housing Distribution
Address Breakdown
Residential
2,358
Single Family
2,358
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
2.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95005, Ben Lomond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,779 (100%) |
| Owner Occupied HU | 1,858 (66.9%) |
| Renter Occupied HU | 728 (26.2%) |
| Vacant Housing Units | 193 ( 6.9%) |
| Median Home Value | $910,029 |
| Average Home Value | $971,050 |
Housing Distribution
Address Breakdown
Residential
2,358
Single Family
2,358
Multi-Family
0
Businesses
146
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jared English • Jared English, Broker
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225004740
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.