176 Zelma Ln, Florence, MS, 39073 | $807/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Florence at 176 Zelma Ln, Florence, MS, 39073 with 5% annual appreciation on a $225,000 basis while $2,184/mo rent supports operations. Total monthly income totals $2,184/mo and a $1,101/mo payment preserves $807/mo for cash returns. Annual cash flow comes to $9,688/yr on $74,588 deployed, and return on cash invested reaches 32.9% in year one. Equity gained on principal adds $1,452/yr, and five-year appreciation sums $62,163 alongside rental yield of 11.65%. Five-year ROI measures 172.43% and total cumulative return in cash totals $128,613.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,184/mo property income versus a $1,101/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1987

0.51 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39073, Florence, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,962 (100%)
Owner Occupied HU	7,088 (79.1%)
Renter Occupied HU	1,219 (13.6%)
Vacant Housing Units	655 ( 7.3%)
Median Home Value	$255,000
Average Home Value	$266,199