1750 Ancona CtConcordCA94519
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1750 Ancona Ct, Concord, CA, 94519 in Concord is narrow, $74/mo net on $4,955/mo rent after the $3,548/mo debt service, but the property operates at break-even-plus, not a loss. At $789,000 with a 7.54% yield, the long-run equity case via 5% appreciation ($217,986 over five years) and $7,267/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.40 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $303,919.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $74 | $250 |
City averages based on Concord market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,955 |
| Total Monthly Debt Service | $4,567 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94519, Concord, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,143 (100%) |
| Owner Occupied HU | 4,647 (65.1%) |
| Renter Occupied HU | 2,128 (29.8%) |
| Vacant Housing Units | 368 ( 5.2%) |
| Median Home Value | $722,984 |
| Average Home Value | $766,326 |
Housing Distribution
Address Breakdown
Residential
6,975
Single Family
6,194
Multi-Family
781
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94519, Concord, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,143 (100%) |
| Owner Occupied HU | 4,647 (65.1%) |
| Renter Occupied HU | 2,128 (29.8%) |
| Vacant Housing Units | 368 ( 5.2%) |
| Median Home Value | $722,984 |
| Average Home Value | $766,326 |
Housing Distribution
Address Breakdown
Residential
6,975
Single Family
6,194
Multi-Family
781
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices