175 S Bridge St, Somerville, NJ, 08876 | $105/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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175 S Bridge St, Somerville, NJ, 08876 | $105/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Somerville at 175 S Bridge St, Somerville, NJ, 08876 priced at $510,000 pairs $3,740/mo rent with $105/mo cash flow after a $2,496/mo payment. Total monthly income equals $3,740/mo, and annual cash flow comes to $1,260/yr on $167,790 invested. Return on cash invested is 20.81% in year one, and rental yield stands at 8.8% on a $510,000 basis. Equity gained on principal adds $3,291/yr, and 5% annual appreciation accumulates to $140,904 by year five. Five-year ROI measures 108.88% and total cumulative return in cash reaches $182,691. For financing, Ziffy Mortgage’s DSCR program evaluates $3,740/mo property income against a $2,496/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1921

8,712 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this warm and inviting 4-bedroom, 2.5-bath home in the heart of Somerville! Featuring beautiful hardwood floors throughout the home, this spacious layout includes a large living room filled with natural light that opens directly to the dining room perfect for hosting. The main level offers a convenient first-floor bedroom and a full bath, ideal for guests or a home office. The updated kitchen features plenty of cabinet space, great flow, and overlooks the expansive, fully fenced backyard perfect for gatherings, pets, or just relaxing. Out front, enjoy a large covered porch complete with a porch swing a great spot to unwind or sip morning coffee. Upstairs you'll find three comfortable bedrooms, including the primary, which is filled with charm. A full bath serves the second floor, while a second half bath is located on the main level for added convenience. Just minutes from downtown Somerville's shops, restaurants, and parks, with easy access to NJ Transit and major highways. Flood insurance is required, but the home offers incredible value, space, and a location that's hard to beat. Don't miss it!

Neighborhood Data

Neighborhood data shown for ZIP Code: 08876, Somerville, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,183 (100%)
Owner Occupied HU	6,170 (55.2%)
Renter Occupied HU	4,259 (38.1%)
Vacant Housing Units	754 ( 6.7%)
Median Home Value	$537,859
Average Home Value	$581,425