175 Ragan StLeesburgGA31763
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 175 Ragan St, Leesburg, GA, 31763 in Leesburg deserves attention. This $170,000 property earns $2,152/mo in rent, a 15.19% gross yield, and nets $1,117/mo after the $764/mo payment. DSCR 2.82 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $46,968 compounds alongside $1,566/yr in yearly equity build, for a total cumulative return of $136,332.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 8.0% |
| Monthly Cash Flow | $1,117 | $300 |
City averages based on Leesburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,152 |
| Total Monthly Debt Service | $967 |
| DSCR Ratio | 2.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31763, Leesburg, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,194 (100%) |
| Owner Occupied HU | 7,674 (68.6%) |
| Renter Occupied HU | 2,971 (26.5%) |
| Vacant Housing Units | 549 ( 4.9%) |
| Median Home Value | $242,075 |
| Average Home Value | $278,234 |
Housing Distribution
Address Breakdown
Residential
10,884
Single Family
10,278
Multi-Family
606
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31763, Leesburg, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,194 (100%) |
| Owner Occupied HU | 7,674 (68.6%) |
| Renter Occupied HU | 2,971 (26.5%) |
| Vacant Housing Units | 549 ( 4.9%) |
| Median Home Value | $242,075 |
| Average Home Value | $278,234 |
Housing Distribution
Address Breakdown
Residential
10,884
Single Family
10,278
Multi-Family
606
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bradly Bunce • Keller Williams Town and Country Realty
Mls Name: SWGMLS
Mls ID: #164787
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.