1749 Ruth DrPleasant HillCA94523
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThere's a case for owning boring assets in strong markets. Rental yield 6.02%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $281,531 and $9,385/yr in equity build project total return of $284,969.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 5.5% |
| Monthly Cash Flow | $(1,604) | $2,400 |
City averages based on Pleasant Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,114 |
| Total Monthly Debt Service | $6,313 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94523, Pleasant Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,699 (100%) |
| Owner Occupied HU | 8,677 (59.0%) |
| Renter Occupied HU | 5,268 (35.8%) |
| Vacant Housing Units | 754 ( 5.1%) |
| Median Home Value | $968,587 |
| Average Home Value | $1,069,300 |
Housing Distribution
Address Breakdown
Residential
14,608
Single Family
10,988
Multi-Family
3,620
Businesses
1,349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94523, Pleasant Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,699 (100%) |
| Owner Occupied HU | 8,677 (59.0%) |
| Renter Occupied HU | 5,268 (35.8%) |
| Vacant Housing Units | 754 ( 5.1%) |
| Median Home Value | $968,587 |
| Average Home Value | $1,069,300 |
Housing Distribution
Address Breakdown
Residential
14,608
Single Family
10,988
Multi-Family
3,620
Businesses
1,349
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Norma Flaskerud • Re/max Accord
Mls Name: CCAR
Mls Provider:
Mls ID: #41082046
Disclaimer: CCAR 2025. Bay East 2025. bridgeMLS 2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the CCAR MLS, or Bay East MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-09-05 20:51:54 PDT