1748 Stone RdRochesterNY14615
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1748 Stone Rd, Rochester, NY, 14615 in Rochester. Priced at $144,000, it generates $2,010/mo in gross rent and $1,048/mo in net monthly cash flow, a 16.75% yield that comfortably supports the 3.10 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,581. Five-year appreciation: $39,785. Equity from principal paydown: $1,326/yr. Total projected cumulative return: $122,394.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.2% |
| Monthly Cash Flow | $1,048 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,010 |
| Total Monthly Debt Service | $904 |
| DSCR Ratio | 2.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14615, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,981 (100%) |
| Owner Occupied HU | 3,678 (46.1%) |
| Renter Occupied HU | 3,950 (49.5%) |
| Vacant Housing Units | 353 ( 4.4%) |
| Median Home Value | $150,256 |
| Average Home Value | $187,550 |
Housing Distribution
Address Breakdown
Residential
7,279
Single Family
5,737
Multi-Family
1,542
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14615, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,981 (100%) |
| Owner Occupied HU | 3,678 (46.1%) |
| Renter Occupied HU | 3,950 (49.5%) |
| Vacant Housing Units | 353 ( 4.4%) |
| Median Home Value | $150,256 |
| Average Home Value | $187,550 |
Housing Distribution
Address Breakdown
Residential
7,279
Single Family
5,737
Multi-Family
1,542
Businesses
488
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices