1747 Oneida StreetSchenectadyNY12308








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schenectady at 1747 Oneida Street, Schenectady, NY, 12308 uses $98,754 cash to close to unlock $8,745/yr annual cash flow and $729/mo monthly cash flow. Total monthly income runs $2,718/mo, and a $1,458/mo payment keeps the spread at $729/mo. Purchase price stands at $297,900, and rental yield measures 10.95% with $2,718/mo rent. Return on cash invested shows 28.76% in year one, and 5% annual appreciation builds toward $82,304 over five years. Five-year ROI reaches 150.97% and total cumulative return in cash records $149,089. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,718/mo property income covering a $1,458/mo payment rather than investor’s personal income.
Single Family
Built in 1920
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12308, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,988 (100%) |
| Owner Occupied HU | 2,565 (36.7%) |
| Renter Occupied HU | 3,655 (52.3%) |
| Vacant Housing Units | 768 (11.0%) |
| Median Home Value | $220,918 |
| Average Home Value | $246,137 |
Housing Distribution
Address Breakdown
Residential
6,164
Single Family
5,713
Multi-Family
451
Businesses
228
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Listed by: Sharon Phanisnaraine • Monticello L.R.E.B.
Mls Name: Global MLS
Mls Provider:
Mls ID: #202424244
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








