1745 Esperanza CtSanta CruzCA95062








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Santa Cruz at 1745 Esperanza Ct, Santa Cruz, CA, 95062 uses $305,641 cash to close to unlock $11,779/yr annual cash flow and $982/mo monthly cash flow. Total monthly income runs $7,220/mo, and a $4,547/mo payment keeps the spread at $982/mo. Purchase price stands at $929,000, and rental yield measures 9.33% with $7,220/mo rent. Return on cash invested shows 23.91% in year one, and 5% annual appreciation builds toward $256,666 over five years. Five-year ROI reaches 124.98% and total cumulative return in cash records $381,992. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $7,220/mo property income covering a $4,547/mo payment rather than investor’s personal income.
Townhouse
Built in 1988
958 sqft lot
$N/A/sqft
$445 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95062, Santa Cruz, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,788 (100%) |
| Owner Occupied HU | 7,551 (45.0%) |
| Renter Occupied HU | 7,200 (42.9%) |
| Vacant Housing Units | 2,037 (12.1%) |
| Median Home Value | $1,096,316 |
| Average Home Value | $1,166,941 |
Housing Distribution
Address Breakdown
Residential
16,074
Single Family
14,626
Multi-Family
1,448
Businesses
1,258
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Listed by: Craig Panzer • Yellowstone Investments
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81967752
Disclaimer: Based on information from the MLSListings MLS as of 2024-08-15 23:32:43 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








