17411 Bluewater Bay LnFriantCA93626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 17411 Bluewater Bay Ln, Friant, CA, 93626 in Friant is narrow, $144/mo net on $2,113/mo rent after the $1,259/mo debt service, but the property operates at break-even-plus, not a loss. At $280,000 with a 9.06% yield, the long-run equity case via 5% appreciation ($77,359 over five years) and $2,579/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $116,497.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.0% |
| Monthly Cash Flow | $144 | $1,200 |
City averages based on Friant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,113 |
| Total Monthly Debt Service | $1,858 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1985
4,399 sqft lot
$N/A/sqft
$237 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93626, Friant, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 739 (79.7%) |
| Renter Occupied HU | 73 ( 7.9%) |
| Vacant Housing Units | 115 (12.4%) |
| Median Home Value | $635,689 |
| Average Home Value | $694,120 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
4,399 sqft lot
$N/A/sqft
$237 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93626, Friant, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 739 (79.7%) |
| Renter Occupied HU | 73 ( 7.9%) |
| Vacant Housing Units | 115 (12.4%) |
| Median Home Value | $635,689 |
| Average Home Value | $694,120 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices