174 Lee RdNicolausCA95659
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 174 Lee Rd, Nicolaus, CA, 95659 in Nicolaus: $9,496/mo in rent, $1,918/mo in net income, 9.3% gross yield, 1.72 DSCR, all at $1,225,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $338,445 in appreciation and $11,282/yr in principal paydown projects total cumulative return of $587,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.2% |
| Monthly Cash Flow | $1,918 | $400 |
City averages based on Nicolaus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,496 |
| Total Monthly Debt Service | $7,091 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95659, Nicolaus, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 212 (67.5%) |
| Renter Occupied HU | 75 (23.9%) |
| Vacant Housing Units | 27 ( 8.6%) |
| Median Home Value | $623,684 |
| Average Home Value | $697,382 |
Housing Distribution
Address Breakdown
Residential
237
Single Family
237
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95659, Nicolaus, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 212 (67.5%) |
| Renter Occupied HU | 75 (23.9%) |
| Vacant Housing Units | 27 ( 8.6%) |
| Median Home Value | $623,684 |
| Average Home Value | $697,382 |
Housing Distribution
Address Breakdown
Residential
237
Single Family
237
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices