174 County Route 76StillwaterNY12170








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stillwater at 174 County Route 76, Stillwater, NY, 12170 offers a 8.79% rental yield on a $389,000 purchase with $2,848/mo rent. Total monthly income registers $2,848/mo, and a $1,904/mo payment leaves $250/mo available for distribution. Annual cash flow reaches $3,003/yr on $128,954 to close, and return on cash invested stands at 22.24% in year one. Equity gained on principal adds $2,510/yr while 5% annual appreciation supports $107,474 over five years. Portfolio math shows five-year ROI at 116% and total cumulative return in cash at $149,586. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,848/mo property income against a $1,904/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2010
3.08 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12170, Stillwater, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,211 (100%) |
| Owner Occupied HU | 1,540 (69.7%) |
| Renter Occupied HU | 483 (21.8%) |
| Vacant Housing Units | 188 ( 8.5%) |
| Median Home Value | $336,697 |
| Average Home Value | $420,903 |
Housing Distribution
Address Breakdown
Residential
1,808
Single Family
1,626
Multi-Family
182
Businesses
60
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Listed by: Seth Catchpole • Julie & Co Realty LLC
Mls Name: Global MLS
Mls ID: #202610787








