1731 Midway DrWoodlandCA95695
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1731 Midway Dr, Woodland, CA, 95695 in Woodland at $500,000 earns $3,282/mo in rent and nets $189/mo after the $2,248/mo payment, a 7.88% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $138,141 over five years. Ziffy Mortgage underwrites this on a 1.46 DSCR without U.S. credit history. With $4,605/yr in principal paydown, total projected return reaches $201,807.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.5% |
| Monthly Cash Flow | $189 | $1,500 |
City averages based on Woodland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,282 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95695, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,547 (100%) |
| Owner Occupied HU | 7,566 (52.0%) |
| Renter Occupied HU | 6,458 (44.4%) |
| Vacant Housing Units | 523 ( 3.6%) |
| Median Home Value | $558,917 |
| Average Home Value | $635,831 |
Housing Distribution
Address Breakdown
Residential
14,095
Single Family
11,271
Multi-Family
2,824
Businesses
954
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
6,599 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95695, Woodland, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,547 (100%) |
| Owner Occupied HU | 7,566 (52.0%) |
| Renter Occupied HU | 6,458 (44.4%) |
| Vacant Housing Units | 523 ( 3.6%) |
| Median Home Value | $558,917 |
| Average Home Value | $635,831 |
Housing Distribution
Address Breakdown
Residential
14,095
Single Family
11,271
Multi-Family
2,824
Businesses
954
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226027344