173 Third Avenue AvenueHadleyNY12835
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Hadley rentals match the income profile of 173 Third Avenue Avenue, Hadley, NY, 12835. Listed at $339,800, gross rent is $4,146/mo and net cash flow is $1,877/mo, a 14.64% yield well above national averages. DSCR 2.71 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $93,880 by year five with $3,130/yr in annual principal reduction, projecting $250,397 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.2% |
| Monthly Cash Flow | $1,877 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,146 |
| Total Monthly Debt Service | $2,134 |
| DSCR Ratio | 1.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12835, Hadley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,758 (100%) |
| Owner Occupied HU | 1,034 (37.5%) |
| Renter Occupied HU | 217 ( 7.9%) |
| Vacant Housing Units | 1,507 (54.6%) |
| Median Home Value | $329,107 |
| Average Home Value | $345,039 |
Housing Distribution
Address Breakdown
Residential
1,708
Single Family
1,708
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12835, Hadley, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,758 (100%) |
| Owner Occupied HU | 1,034 (37.5%) |
| Renter Occupied HU | 217 ( 7.9%) |
| Vacant Housing Units | 1,507 (54.6%) |
| Median Home Value | $329,107 |
| Average Home Value | $345,039 |
Housing Distribution
Address Breakdown
Residential
1,708
Single Family
1,708
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices