1721 Nebraska LoopSumtervilleFL33585
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1721 Nebraska Loop, Sumterville, FL, 33585 in Sumterville at $231,990 earns $1,863/mo in rent and nets $93/mo after the $1,043/mo payment, a 8.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $64,095 over five years. Ziffy Mortgage underwrites this on a 1.79 DSCR without U.S. credit history. With $2,137/yr in principal paydown, total projected return reaches $108,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $93 | $1,500 |
City averages based on Sumterville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,863 |
| Total Monthly Debt Service | $1,464 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3,968 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33585, Sumterville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,003 (100%) |
| Owner Occupied HU | 810 (80.8%) |
| Renter Occupied HU | 94 ( 9.4%) |
| Vacant Housing Units | 99 ( 9.9%) |
| Median Home Value | $356,951 |
| Average Home Value | $390,559 |
Housing Distribution
Address Breakdown
Residential
521
Single Family
521
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3,968 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33585, Sumterville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,003 (100%) |
| Owner Occupied HU | 810 (80.8%) |
| Renter Occupied HU | 94 ( 9.4%) |
| Vacant Housing Units | 99 ( 9.9%) |
| Median Home Value | $356,951 |
| Average Home Value | $390,559 |
Housing Distribution
Address Breakdown
Residential
521
Single Family
521
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices