172 Middle St APT 304, Lowell, MA, 01852 | $84/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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172 Middle St APT 304, Lowell, MA, 01852 | $84/mo Cash Flow | Ziffy

For Sale

Currently Rented

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lowell at 172 Middle St APT 304, Lowell, MA, 01852 uses $115,694 cash to close to unlock $1,014/yr annual cash flow and $84/mo monthly cash flow. Total monthly income runs $2,284/mo, and a $1,708/mo payment keeps the spread at $84/mo. Purchase price stands at $349,000, and rental yield measures 7.85% with $2,284/mo rent. Return on cash invested shows 20.79% in year one, and 5% annual appreciation builds toward $96,422 over five years. Five-year ROI reaches 107.71% and total cumulative return in cash records $124,608. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,284/mo property income covering a $1,708/mo payment rather than investor’s personal income.

Condo

Built in 1880

N/A lot

$N/A/sqft

No HOA

More details about the property

Experience true loft living in this industrial-chic condo situated in a professionally managed, pet friendly, elevator building in the heart of historic Lowell. Nestled on a charming cobblestone street and only minutes from restaurants, coffee shops, universities, the MBTA/commuter rail, Tsongas Arena, major highways and scenic river walks through Lowell's National Parks. The loft showcases architectural details like corrugated steel dividers, exposed beams, concrete floors, built-in LED lighting and an exposed brick feature wall. The open-concept living space is enhanced by oversized windows and built in shelving combining style and function. The modern kitchen is designed for cooking and entertaining offering glossy cabinetry, professional line SS appliances, granite countertops and a spacious pantry. 2 large storage rooms and an in-unit W/D add to the convenience. The Ayer Loft Art Gallery in the lobby brings character to the building. Roy Garage offers monthly rental parking.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01852, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,854 (100%)
Owner Occupied HU	6,449 (40.7%)
Renter Occupied HU	8,567 (54.0%)
Vacant Housing Units	838 ( 5.3%)
Median Home Value	$469,145
Average Home Value	$555,537