








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Pontotoc at 172 Coffee St, Pontotoc, MS, 38863 uses $77,903 cash to close to unlock $6,137/yr annual cash flow and $511/mo monthly cash flow. Total monthly income runs $1,991/mo, and a $1,150/mo payment keeps the spread at $511/mo. Purchase price stands at $235,000, and rental yield measures 10.17% with $1,991/mo rent. Return on cash invested shows 27.79% in year one, and 5% annual appreciation builds toward $64,926 over five years. Five-year ROI reaches 145.26% and total cumulative return in cash records $113,164. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,991/mo property income covering a $1,150/mo payment rather than investor’s personal income.
Single Family
Built in N/A
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 38863, Pontotoc, MS area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,655 (100%) |
| Owner Occupied HU | 6,242 (64.7%) |
| Renter Occupied HU | 2,126 (22.0%) |
| Vacant Housing Units | 1,287 (13.3%) |
| Median Home Value | $170,000 |
| Average Home Value | $209,586 |
Residential
9,055
Single Family
8,985
Multi-Family
70
Businesses
685
Date | Event | Price |
|---|---|---|
| 2025-08-22 | Listed for sale | $235,000 |
| 2025-08-11 | Pending sale | $235,000 |
| 2025-08-06 | Listing removed | $235,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-09-24 | $2074.32 | 0.80% | $16,135 | N/A |
| 2023-09-24 | $2057.86 | 104.67% | $16,135 | 105.07% |
| 2022-09-24 | $1005.45 | N/A | $7,868 | 49.35% |



Listed by: Greg Warren • Mossy Oak Prop Bottomland, Real Estate, Black Prairie Real Estate
Mls Name: NMMLS
Mls Provider:
Mls ID: #25-1312
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.