17142 Maryland HwySwantonMD21561
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 17142 Maryland Hwy, Swanton, MD, 21561 in Swanton speaks for itself: 11.63% gross on a $151,300 price, generating $1,466/mo in rent and $525/mo in net income after the $680/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,305 stacks alongside $41,801 in projected five-year appreciation and $1,393/yr in principal reduction. Projected total cumulative return: $91,203.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.0% |
| Monthly Cash Flow | $525 | $800 |
City averages based on Swanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,466 |
| Total Monthly Debt Service | $881 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
2.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21561, Swanton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,591 (100%) |
| Owner Occupied HU | 929 (35.9%) |
| Renter Occupied HU | 130 ( 5.0%) |
| Vacant Housing Units | 1,532 (59.1%) |
| Median Home Value | $373,952 |
| Average Home Value | $629,147 |
Housing Distribution
Address Breakdown
Residential
1,527
Single Family
1,527
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
2.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21561, Swanton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,591 (100%) |
| Owner Occupied HU | 929 (35.9%) |
| Renter Occupied HU | 130 ( 5.0%) |
| Vacant Housing Units | 1,532 (59.1%) |
| Median Home Value | $373,952 |
| Average Home Value | $629,147 |
Housing Distribution
Address Breakdown
Residential
1,527
Single Family
1,527
Multi-Family
0
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices