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$309,000
4 bds•2 ba•1782sqft

171133 ANDREWS Road,Hilliard,FL,32046

7.41%
Gross Yield
18.1%
ROI
$1,908/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Steady Equity Builder

Reliable and efficiently structured, 171133 ANDREWS Road, Hilliard, FL, 32046 in Hilliard is a conservative rental investment at $309,000. Rental yield 7.41%. A 1.30 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $85,371; $2,590/yr in principal paydown supplements. Total projected return: $102,770.

This PropertyCity Avg
Gross Rental Yield7.4%6.0%
Monthly Cash Flow$(143)$1,200

City averages based on Hilliard market data in our database. Property projections are estimates.

DSCR Rental Loan Qualification

0.95× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,908
Total Monthly Debt Service$2,003
DSCR Ratio0.95x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Manufactured

Built in 2002

1.90 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 32046, Hilliard, FL area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)4,069 (100%)
Owner Occupied HU3,027 (74.4%)
Renter Occupied HU784 (19.3%)
Vacant Housing Units258 ( 6.3%)
Median Home Value$356,963
Average Home Value$406,535

Housing Distribution

Address Breakdown

Residential

3,864

Single Family

3,819

Multi-Family

45

Businesses

232

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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable rents

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$1,636 / mo
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  • 2 Bath
  • 1050 sft
4631 Bailey Mill Rd, White Oak, GA, 31568
553912 US HIGHWAY 1
Recently listed
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Rent
$1,640 / mo
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553912 US HIGHWAY 1, Hilliard, FL, 32046
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Recently listed
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Rent
$1,651 / mo
  • 2 Bed
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Rent
$1,652 / mo
  • 3 Bed
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Loan officer
Loan officer
Loan officer
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NMLS #2625701
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Listed by: DELANEY HENDERSON • MOMENTUM REALTY 

Mls Name: realMLS

Mls Provider:Mls

Mls ID: #2123282

Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.

Florida•Hilliard•171133 ANDREWS Road
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Manufactured

Built in 2002

1.90 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 32046, Hilliard, FL area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)4,069 (100%)
Owner Occupied HU3,027 (74.4%)
Renter Occupied HU784 (19.3%)
Vacant Housing Units258 ( 6.3%)
Median Home Value$356,963
Average Home Value$406,535

Housing Distribution

Address Breakdown

Residential

3,864

Single Family

3,819

Multi-Family

45

Businesses

232