171 Riverside LnSonoraKY42776
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 171 Riverside Ln, Sonora, KY, 42776 in Sonora is a conservative rental investment at $485,000. Rental yield 6.08%. A 1.13 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $133,997; $4,467/yr in principal paydown supplements. Total projected return: $152,013.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 8.9% |
| Monthly Cash Flow | $(493) | $530 |
City averages based on Sonora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,459 |
| Total Monthly Debt Service | $2,759 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42776, Sonora, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,138 (100%) |
| Owner Occupied HU | 864 (75.9%) |
| Renter Occupied HU | 171 (15.0%) |
| Vacant Housing Units | 103 ( 9.1%) |
| Median Home Value | $209,701 |
| Average Home Value | $329,991 |
Housing Distribution
Address Breakdown
Residential
1,082
Single Family
1,082
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
2.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42776, Sonora, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,138 (100%) |
| Owner Occupied HU | 864 (75.9%) |
| Renter Occupied HU | 171 (15.0%) |
| Vacant Housing Units | 103 ( 9.1%) |
| Median Home Value | $209,701 |
| Average Home Value | $329,991 |
Housing Distribution
Address Breakdown
Residential
1,082
Single Family
1,082
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael C Thomas • AT HOME REALTY OF KENTUCKY, LLC
Mls Name: HKMLS
Mls Provider:
Mls ID: #HK25002206
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.