1708 White Rock DrTracyCA95377
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1708 White Rock Dr, Tracy, CA, 95377 in Tracy deserves attention. This $423,568 property earns $5,274/mo in rent, a 14.94% gross yield, and nets $2,540/mo after the $1,905/mo payment. DSCR 2.77 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $117,024 compounds alongside $3,901/yr in yearly equity build, for a total cumulative return of $324,573.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 5.0% |
| Monthly Cash Flow | $2,540 | $300 |
City averages based on Tracy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,274 |
| Total Monthly Debt Service | $2,565 |
| DSCR Ratio | 2.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95377, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 8,848 (72.8%) |
| Renter Occupied HU | 2,817 (23.2%) |
| Vacant Housing Units | 497 ( 4.1%) |
| Median Home Value | $780,637 |
| Average Home Value | $808,289 |
Housing Distribution
Address Breakdown
Residential
11,830
Single Family
10,711
Multi-Family
1,119
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95377, Tracy, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 8,848 (72.8%) |
| Renter Occupied HU | 2,817 (23.2%) |
| Vacant Housing Units | 497 ( 4.1%) |
| Median Home Value | $780,637 |
| Average Home Value | $808,289 |
Housing Distribution
Address Breakdown
Residential
11,830
Single Family
10,711
Multi-Family
1,119
Businesses
302
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Toll Brothers Inc.
Mls Provider:
Mls ID: #N/A