1704 Highland Club CtPalm HarborFL34684
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1704 Highland Club Ct, Palm Harbor, FL, 34684 in Palm Harbor achieves a 1.55 ratio at $385,900: $2,686/mo rent versus $1,735/mo debt service. Rental yield 8.35%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.35% yield compounds alongside 5% annual appreciation projecting $106,617 in value. Total projected cumulative return: $130,535.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.8% |
| Monthly Cash Flow | $(285) | $250 |
City averages based on Palm Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,686 |
| Total Monthly Debt Service | $2,817 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
4,639 sqft lot
$N/A/sqft
$410 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
4,639 sqft lot
$N/A/sqft
$410 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices