1703 Villa CirLebanonTN37090
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 1703 Villa Cir, Lebanon, TN, 37090 in Lebanon at $329,900 earns $2,186/mo in rent and nets $52/mo after the $1,483/mo payment, a 7.95% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $91,145 over five years. Ziffy Mortgage underwrites this on a 1.47 DSCR without U.S. credit history. With $3,038/yr in principal paydown, total projected return reaches $138,427.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.2% |
| Monthly Cash Flow | $52 | $850 |
City averages based on Lebanon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,186 |
| Total Monthly Debt Service | $1,844 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37090, Lebanon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,994 (100%) |
| Owner Occupied HU | 6,724 (67.3%) |
| Renter Occupied HU | 2,674 (26.8%) |
| Vacant Housing Units | 596 ( 6.0%) |
| Median Home Value | $434,143 |
| Average Home Value | $509,143 |
Housing Distribution
Address Breakdown
Residential
9,945
Single Family
8,480
Multi-Family
1,465
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37090, Lebanon, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,994 (100%) |
| Owner Occupied HU | 6,724 (67.3%) |
| Renter Occupied HU | 2,674 (26.8%) |
| Vacant Housing Units | 596 ( 6.0%) |
| Median Home Value | $434,143 |
| Average Home Value | $509,143 |
Housing Distribution
Address Breakdown
Residential
9,945
Single Family
8,480
Multi-Family
1,465
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices