17 Oakley BoulevardGarnervilleNY10923
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 17 Oakley Boulevard, Garnerville, NY, 10923 in Garnerville. At $815,000 it earns $5,885/mo in rent and distributes $442/mo to the owner after the $3,665/mo payment, a consistent 8.66% yield. DSCR 1.61 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $225,169 in value; $7,506/yr in principal paydown compounds ownership stake. Total projected return: $339,241.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $442 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,885 |
| Total Monthly Debt Service | $5,118 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10923, Garnerville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,277 (100%) |
| Owner Occupied HU | 2,048 (62.5%) |
| Renter Occupied HU | 1,123 (34.3%) |
| Vacant Housing Units | 106 ( 3.2%) |
| Median Home Value | $480,385 |
| Average Home Value | $514,423 |
Housing Distribution
Address Breakdown
Residential
2,993
Single Family
2,305
Multi-Family
688
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10923, Garnerville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,277 (100%) |
| Owner Occupied HU | 2,048 (62.5%) |
| Renter Occupied HU | 1,123 (34.3%) |
| Vacant Housing Units | 106 ( 3.2%) |
| Median Home Value | $480,385 |
| Average Home Value | $514,423 |
Housing Distribution
Address Breakdown
Residential
2,993
Single Family
2,305
Multi-Family
688
Businesses
182
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #971549