17 E Tower Creek RdCarmenID83462
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 17 E Tower Creek Rd, Carmen, ID, 83462 in Carmen. Priced at $129,000, it generates $1,432/mo in gross rent and $689/mo in net monthly cash flow, a 13.32% yield that comfortably supports the 2.47 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,274. Five-year appreciation: $35,640. Equity from principal paydown: $1,188/yr. Total projected cumulative return: $93,108.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 8.0% |
| Monthly Cash Flow | $689 | $400 |
City averages based on Carmen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,432 |
| Total Monthly Debt Service | $691 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83462, Carmen, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 313 (100%) |
| Owner Occupied HU | 203 (64.9%) |
| Renter Occupied HU | 60 (19.2%) |
| Vacant Housing Units | 50 (16.0%) |
| Median Home Value | $383,333 |
| Average Home Value | $438,916 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
111
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83462, Carmen, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 313 (100%) |
| Owner Occupied HU | 203 (64.9%) |
| Renter Occupied HU | 60 (19.2%) |
| Vacant Housing Units | 50 (16.0%) |
| Median Home Value | $383,333 |
| Average Home Value | $438,916 |
Housing Distribution
Address Breakdown
Residential
111
Single Family
111
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices