17 Bullock RdSeminaryMS39479
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 17 Bullock Rd, Seminary, MS, 39479 in Seminary is narrow, $156/mo net on $798/mo rent after the $472/mo debt service, but the property operates at break-even-plus, not a loss. At $104,900 with a 9.13% yield, the long-run equity case via 5% appreciation ($28,982 over five years) and $966/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.69 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $49,806.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $156 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $798 |
| Total Monthly Debt Service | $600 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39479, Seminary, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,526 (100%) |
| Owner Occupied HU | 1,979 (78.3%) |
| Renter Occupied HU | 266 (10.5%) |
| Vacant Housing Units | 281 (11.1%) |
| Median Home Value | $160,683 |
| Average Home Value | $196,685 |
Housing Distribution
Address Breakdown
Residential
2,273
Single Family
2,273
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39479, Seminary, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,526 (100%) |
| Owner Occupied HU | 1,979 (78.3%) |
| Renter Occupied HU | 266 (10.5%) |
| Vacant Housing Units | 281 (11.1%) |
| Median Home Value | $160,683 |
| Average Home Value | $196,685 |
Housing Distribution
Address Breakdown
Residential
2,273
Single Family
2,273
Multi-Family
0
Businesses
104
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lyon Herrington • Vines Realty & Land
Mls Name: HSMLS
Mls ID: #144390