17 2nd AveBaltimoreMD21225
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 17 2nd Ave, Baltimore, MD, 21225 in Baltimore at $379,990, 3.87% gross yield, is a market-growth asset. Rental yield 3.87%. The $1,225/mo rent partially funds the $1,709/mo debt service; the core return is the 5%/yr price growth projected to add $104,984 over five years. Ziffy Mortgage's DSCR mortgage (0.72) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $70,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 4.8% |
| Monthly Cash Flow | $(1,138) | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,225 |
| Total Monthly Debt Service | $2,212 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21225, Brooklyn, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,750 (100%) |
| Owner Occupied HU | 6,058 (44.1%) |
| Renter Occupied HU | 6,356 (46.2%) |
| Vacant Housing Units | 1,336 ( 9.7%) |
| Median Home Value | $251,508 |
| Average Home Value | $267,529 |
Housing Distribution
Address Breakdown
Residential
12,757
Single Family
12,258
Multi-Family
499
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21225, Brooklyn, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,750 (100%) |
| Owner Occupied HU | 6,058 (44.1%) |
| Renter Occupied HU | 6,356 (46.2%) |
| Vacant Housing Units | 1,336 ( 9.7%) |
| Median Home Value | $251,508 |
| Average Home Value | $267,529 |
Housing Distribution
Address Breakdown
Residential
12,757
Single Family
12,258
Multi-Family
499
Businesses
575
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices