16931 Alpine DrPioneerCA95666
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 16931 Alpine Dr, Pioneer, CA, 95666 in Pioneer speaks for itself: 11.92% gross on a $349,900 price, generating $3,475/mo in rent and $1,247/mo in net income after the $1,573/mo debt service. DSCR 2.21, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,965 stacks alongside $96,671 in projected five-year appreciation and $3,223/yr in principal reduction. Projected total cumulative return: $213,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $1,247 | $1,500 |
City averages based on Pioneer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,475 |
| Total Monthly Debt Service | $2,089 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95666, Pioneer, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,181 (100%) |
| Owner Occupied HU | 2,230 (53.3%) |
| Renter Occupied HU | 391 ( 9.4%) |
| Vacant Housing Units | 1,560 (37.3%) |
| Median Home Value | $443,208 |
| Average Home Value | $483,183 |
Housing Distribution
Address Breakdown
Residential
2,459
Single Family
2,459
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95666, Pioneer, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,181 (100%) |
| Owner Occupied HU | 2,230 (53.3%) |
| Renter Occupied HU | 391 ( 9.4%) |
| Vacant Housing Units | 1,560 (37.3%) |
| Median Home Value | $443,208 |
| Average Home Value | $483,183 |
Housing Distribution
Address Breakdown
Residential
2,459
Single Family
2,459
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices