16905 Old Sawmill RdWoodbineMD21797
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 16905 Old Sawmill Rd, Woodbine, MD, 21797 in Woodbine. Rental yield 4.61%. At $1,275,000 with 4.61% gross yield, current distributions are modest, but the 5% appreciation rate projects $352,259 in new equity by year five, complemented by $11,743/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.85) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $288,465.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.5% |
| Monthly Cash Flow | $(3,058) | $700 |
City averages based on Woodbine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,897 |
| Total Monthly Debt Service | $7,423 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21797, Woodbine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,892 (89.1%) |
| Renter Occupied HU | 240 ( 7.4%) |
| Vacant Housing Units | 114 ( 3.5%) |
| Median Home Value | $797,000 |
| Average Home Value | $828,028 |
Housing Distribution
Address Breakdown
Residential
3,294
Single Family
3,294
Multi-Family
0
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21797, Woodbine, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,892 (89.1%) |
| Renter Occupied HU | 240 ( 7.4%) |
| Vacant Housing Units | 114 ( 3.5%) |
| Median Home Value | $797,000 |
| Average Home Value | $828,028 |
Housing Distribution
Address Breakdown
Residential
3,294
Single Family
3,294
Multi-Family
0
Businesses
164
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices