16901 Vernon AveOmahaNE68116
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 16901 Vernon Ave, Omaha, NE, 68116 in Omaha at $639,000 earns $4,396/mo in rent and nets $71/mo after the $3,029/mo payment, a 8.25% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $176,544 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $5,357/yr in principal paydown, total projected return reaches $237,091.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $71 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,396 |
| Total Monthly Debt Service | $4,217 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
9,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68116, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,323 (100%) |
| Owner Occupied HU | 10,272 (71.7%) |
| Renter Occupied HU | 3,572 (24.9%) |
| Vacant Housing Units | 479 ( 3.3%) |
| Median Home Value | $348,887 |
| Average Home Value | $365,050 |
Housing Distribution
Address Breakdown
Residential
14,054
Single Family
12,270
Multi-Family
1,784
Businesses
361
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
