14812 H StOmahaNE68137
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 14812 H St, Omaha, NE, 68137 in Omaha is listed at $340,300 and delivers $2,768/mo in rent and $253/mo in net monthly cash flow. The 9.1% yield and 1.81 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $94,019 over five years, and $3,134/yr in principal reduction supplements cash return. Total projected cumulative return: $157,802.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $253 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,768 |
| Total Monthly Debt Service | $2,202 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
8,215 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68137, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,130 (100%) |
| Owner Occupied HU | 6,876 (61.8%) |
| Renter Occupied HU | 3,886 (34.9%) |
| Vacant Housing Units | 368 ( 3.3%) |
| Median Home Value | $264,933 |
| Average Home Value | $292,003 |
Housing Distribution
Address Breakdown
Residential
11,216
Single Family
8,738
Multi-Family
2,478
Businesses
1,293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
8,215 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68137, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,130 (100%) |
| Owner Occupied HU | 6,876 (61.8%) |
| Renter Occupied HU | 3,886 (34.9%) |
| Vacant Housing Units | 368 ( 3.3%) |
| Median Home Value | $264,933 |
| Average Home Value | $292,003 |
Housing Distribution
Address Breakdown
Residential
11,216
Single Family
8,738
Multi-Family
2,478
Businesses
1,293
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices