169 Cedar StreetRockfallCT06481
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 169 Cedar Street, Rockfall, CT, 06481 in Rockfall: $2,946/mo in rent, $935/mo net, 11.94% gross yield, all on a $296,000 acquisition. The 2.21 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $81,779 in value, and $2,726/yr in principal paydown steadily builds equity. Projected total cumulative return: $173,195.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $935 | $200 |
City averages based on Rockfall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,946 |
| Total Monthly Debt Service | $1,893 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06481, Rockfall, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 566 (100%) |
| Owner Occupied HU | 475 (83.9%) |
| Renter Occupied HU | 66 (11.7%) |
| Vacant Housing Units | 25 ( 4.4%) |
| Median Home Value | $453,309 |
| Average Home Value | $466,768 |
Housing Distribution
Address Breakdown
Residential
520
Single Family
520
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06481, Rockfall, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 566 (100%) |
| Owner Occupied HU | 475 (83.9%) |
| Renter Occupied HU | 66 (11.7%) |
| Vacant Housing Units | 25 ( 4.4%) |
| Median Home Value | $453,309 |
| Average Home Value | $466,768 |
Housing Distribution
Address Breakdown
Residential
520
Single Family
520
Multi-Family
0
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Smart MLS
Mls ID: #24160022