167 Bancroft DrRochesterNY14616
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Rochester rentals match the income profile of 167 Bancroft Dr, Rochester, NY, 14616. Listed at $152,000, gross rent is $4,200/mo and net cash flow is $3,185/mo, a 33.16% yield well above national averages. DSCR 6.15 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $41,995 by year five with $1,400/yr in annual principal reduction, projecting $262,949 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 33.2% | 6.2% |
| Monthly Cash Flow | $3,185 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $955 |
| DSCR Ratio | 4.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
5,192 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14616, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,678 (100%) |
| Owner Occupied HU | 8,222 (64.9%) |
| Renter Occupied HU | 3,876 (30.6%) |
| Vacant Housing Units | 580 ( 4.6%) |
| Median Home Value | $157,110 |
| Average Home Value | $201,258 |
Housing Distribution
Address Breakdown
Residential
12,359
Single Family
10,539
Multi-Family
1,820
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
5,192 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14616, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,678 (100%) |
| Owner Occupied HU | 8,222 (64.9%) |
| Renter Occupied HU | 3,876 (30.6%) |
| Vacant Housing Units | 580 ( 4.6%) |
| Median Home Value | $157,110 |
| Average Home Value | $201,258 |
Housing Distribution
Address Breakdown
Residential
12,359
Single Family
10,539
Multi-Family
1,820
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices