16675 Lazy H DrPauma ValleyCA92061
INVESTMENT ANALYSIS
Investment Verdict
Solid Income16675 Lazy H Dr, Pauma Valley, CA, 92061 in Pauma Valley is a solid income-producing rental, 9.52% gross yield, $5,369/mo rent, $1,181/mo net cash flow on a $677,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $187,043 and $6,235/yr in principal reduction project a total cumulative return of $332,721.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $1,181 | $1,200 |
City averages based on Pauma Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,369 |
| Total Monthly Debt Service | $3,919 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92061, Pauma Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 724 (65.2%) |
| Renter Occupied HU | 270 (24.3%) |
| Vacant Housing Units | 116 (10.5%) |
| Median Home Value | $899,752 |
| Average Home Value | $923,788 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92061, Pauma Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,110 (100%) |
| Owner Occupied HU | 724 (65.2%) |
| Renter Occupied HU | 270 (24.3%) |
| Vacant Housing Units | 116 (10.5%) |
| Median Home Value | $899,752 |
| Average Home Value | $923,788 |
Housing Distribution
Address Breakdown
Residential
524
Single Family
524
Multi-Family
0
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anna Cuevas • USAFC Realty
Mls Name: SDMLS
Mls ID: #250034011