16625 Lawson Valley RdJamulCA91935
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 16625 Lawson Valley Rd, Jamul, CA, 91935 in Jamul speaks for itself: 12.24% gross on a $1,050,000 price, generating $10,714/mo in rent and $4,213/mo in net income after the $4,721/mo debt service. DSCR 2.27, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $50,554 stacks alongside $290,096 in projected five-year appreciation and $9,671/yr in principal reduction. Projected total cumulative return: $669,321.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.0% |
| Monthly Cash Flow | $4,213 | $1,200 |
City averages based on Jamul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,714 |
| Total Monthly Debt Service | $6,083 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
5.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91935, Jamul, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,276 (100%) |
| Owner Occupied HU | 2,687 (82.0%) |
| Renter Occupied HU | 439 (13.4%) |
| Vacant Housing Units | 150 ( 4.6%) |
| Median Home Value | $980,741 |
| Average Home Value | $1,096,911 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,916
Multi-Family
2
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
5.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91935, Jamul, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,276 (100%) |
| Owner Occupied HU | 2,687 (82.0%) |
| Renter Occupied HU | 439 (13.4%) |
| Vacant Housing Units | 150 ( 4.6%) |
| Median Home Value | $980,741 |
| Average Home Value | $1,096,911 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,916
Multi-Family
2
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices