166 School StAtholMA01331
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 166 School St, Athol, MA, 01331 in Athol deserves attention. This $312,000 property earns $4,140/mo in rent, a 15.92% gross yield, and nets $2,130/mo after the $1,403/mo payment. DSCR 2.95 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $86,200 compounds alongside $2,874/yr in yearly equity build, for a total cumulative return of $255,765.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 6.0% |
| Monthly Cash Flow | $2,130 | $500 |
City averages based on Athol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,140 |
| Total Monthly Debt Service | $1,886 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01331, Athol, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,173 (100%) |
| Owner Occupied HU | 4,237 (68.6%) |
| Renter Occupied HU | 1,445 (23.4%) |
| Vacant Housing Units | 491 ( 8.0%) |
| Median Home Value | $361,565 |
| Average Home Value | $432,564 |
Housing Distribution
Address Breakdown
Residential
5,799
Single Family
5,598
Multi-Family
201
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01331, Athol, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,173 (100%) |
| Owner Occupied HU | 4,237 (68.6%) |
| Renter Occupied HU | 1,445 (23.4%) |
| Vacant Housing Units | 491 ( 8.0%) |
| Median Home Value | $361,565 |
| Average Home Value | $432,564 |
Housing Distribution
Address Breakdown
Residential
5,799
Single Family
5,598
Multi-Family
201
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A