1654 Old Reading RdCatawissaPA17820
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1654 Old Reading Rd, Catawissa, PA, 17820 in Catawissa is narrow, $110/mo net on $2,004/mo rent after the $1,300/mo debt service, but the property operates at break-even-plus, not a loss. At $289,000 with a 8.32% yield, the long-run equity case via 5% appreciation ($79,845 over five years) and $2,662/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.54 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $117,124.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $110 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,004 |
| Total Monthly Debt Service | $1,779 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17820, Catawissa, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,721 (100%) |
| Owner Occupied HU | 1,863 (68.5%) |
| Renter Occupied HU | 469 (17.2%) |
| Vacant Housing Units | 389 (14.3%) |
| Median Home Value | $260,047 |
| Average Home Value | $308,653 |
Housing Distribution
Address Breakdown
Residential
2,489
Single Family
2,375
Multi-Family
114
Businesses
82
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17820, Catawissa, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,721 (100%) |
| Owner Occupied HU | 1,863 (68.5%) |
| Renter Occupied HU | 469 (17.2%) |
| Vacant Housing Units | 389 (14.3%) |
| Median Home Value | $260,047 |
| Average Home Value | $308,653 |
Housing Distribution
Address Breakdown
Residential
2,489
Single Family
2,375
Multi-Family
114
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices