1653 Cadwallader StPhiladelphiaPA19122
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 1653 Cadwallader St, Philadelphia, PA, 19122 in Philadelphia is listed at $297,800 and delivers $2,350/mo in rent and $398/mo in net monthly cash flow. The 9.47% yield and 1.76 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $82,277 over five years, and $2,743/yr in principal reduction supplements cash return. Total projected cumulative return: $139,082.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $398 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,350 |
| Total Monthly Debt Service | $1,833 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
635 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19122, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,033 (100%) |
| Owner Occupied HU | 3,702 (28.4%) |
| Renter Occupied HU | 7,172 (55.0%) |
| Vacant Housing Units | 2,159 (16.6%) |
| Median Home Value | $371,249 |
| Average Home Value | $420,725 |
Housing Distribution
Address Breakdown
Residential
12,283
Single Family
7,779
Multi-Family
4,504
Businesses
886
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
635 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19122, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,033 (100%) |
| Owner Occupied HU | 3,702 (28.4%) |
| Renter Occupied HU | 7,172 (55.0%) |
| Vacant Housing Units | 2,159 (16.6%) |
| Median Home Value | $371,249 |
| Average Home Value | $420,725 |
Housing Distribution
Address Breakdown
Residential
12,283
Single Family
7,779
Multi-Family
4,504
Businesses
886
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A