165 Joyce LnViennaIL62995
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.51, 165 Joyce Ln, Vienna, IL, 62995 in Vienna sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.17%. The 8.17% yield is backed by 5% annual appreciation projecting $69,043 in value gain, plus $2,302/yr in principal reduction. Total projected cumulative return: $93,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $(33) | $1,200 |
City averages based on Vienna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,700 |
| Total Monthly Debt Service | $1,634 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62995, Vienna, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,700 (100%) |
| Owner Occupied HU | 1,151 (67.7%) |
| Renter Occupied HU | 343 (20.2%) |
| Vacant Housing Units | 206 (12.1%) |
| Median Home Value | $133,912 |
| Average Home Value | $165,997 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62995, Vienna, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,700 (100%) |
| Owner Occupied HU | 1,151 (67.7%) |
| Renter Occupied HU | 343 (20.2%) |
| Vacant Housing Units | 206 (12.1%) |
| Median Home Value | $133,912 |
| Average Home Value | $165,997 |
Housing Distribution
Address Breakdown
Residential
1,585
Single Family
1,585
Multi-Family
0
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices