1645C Canal StNorthamptonPA18067
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1645C Canal St, Northampton, PA, 18067 in Northampton. Priced at $234,900, it generates $2,280/mo in gross rent and $741/mo in net monthly cash flow, a 11.65% yield that comfortably supports the 2.16 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,889. Five-year appreciation: $64,899. Equity from principal paydown: $2,163/yr. Total projected cumulative return: $137,147.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $741 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,280 |
| Total Monthly Debt Service | $1,446 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
2,395 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18067, Northampton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,571 (100%) |
| Owner Occupied HU | 6,561 (76.5%) |
| Renter Occupied HU | 1,698 (19.8%) |
| Vacant Housing Units | 312 ( 3.6%) |
| Median Home Value | $328,946 |
| Average Home Value | $373,828 |
Housing Distribution
Address Breakdown
Residential
8,574
Single Family
8,138
Multi-Family
436
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
2,395 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18067, Northampton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,571 (100%) |
| Owner Occupied HU | 6,561 (76.5%) |
| Renter Occupied HU | 1,698 (19.8%) |
| Vacant Housing Units | 312 ( 3.6%) |
| Median Home Value | $328,946 |
| Average Home Value | $373,828 |
Housing Distribution
Address Breakdown
Residential
8,574
Single Family
8,138
Multi-Family
436
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawn M. Correll • Century 21 Ryon Real Estate
Mls Name: GLVR
Mls ID: #770714