1635 Echols CtOkahumpkaFL34762
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1635 Echols Ct, Okahumpka, FL, 34762 in Okahumpka carries a 1.52 coverage ratio, rent of $1,749/mo is 1.52 times the $1,147/mo payment. Rental yield 8.23%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $255,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $70,452; total projected cumulative return: $100,823.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $(147) | $300 |
City averages based on Okahumpka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,749 |
| Total Monthly Debt Service | $1,591 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3,520 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34762, Okahumpka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,795 (100%) |
| Owner Occupied HU | 3,827 (66.0%) |
| Renter Occupied HU | 157 ( 2.7%) |
| Vacant Housing Units | 1,811 (31.3%) |
| Median Home Value | $157,442 |
| Average Home Value | $237,742 |
Housing Distribution
Address Breakdown
Residential
2,835
Single Family
273
Multi-Family
2,562
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3,520 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34762, Okahumpka, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,795 (100%) |
| Owner Occupied HU | 3,827 (66.0%) |
| Renter Occupied HU | 157 ( 2.7%) |
| Vacant Housing Units | 1,811 (31.3%) |
| Median Home Value | $157,442 |
| Average Home Value | $237,742 |
Housing Distribution
Address Breakdown
Residential
2,835
Single Family
273
Multi-Family
2,562
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices