16300 County Road 455 UNIT 502MontverdeFL34756
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 16300 County Road 455 UNIT 502, Montverde, FL, 34756 in Montverde deserves attention. This $470,900 property earns $4,914/mo in rent, a 12.52% gross yield, and nets $825/mo after the $2,117/mo payment. DSCR 2.32 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $130,101 compounds alongside $4,337/yr in yearly equity build, for a total cumulative return of $236,783.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 5.2% |
| Monthly Cash Flow | $825 | $350 |
City averages based on Montverde market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,914 |
| Total Monthly Debt Service | $3,902 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2019
1,623 sqft lot
$N/A/sqft
$845 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2019
1,623 sqft lot
$N/A/sqft
$845 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34756, Montverde, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,067 (100%) |
| Owner Occupied HU | 1,610 (77.9%) |
| Renter Occupied HU | 191 ( 9.2%) |
| Vacant Housing Units | 266 (12.9%) |
| Median Home Value | $577,139 |
| Average Home Value | $674,734 |
Housing Distribution
Address Breakdown
Residential
1,787
Single Family
1,787
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices