1630 Buck RdCrozetVA22932
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1630 Buck Rd, Crozet, VA, 22932 in Crozet is capital appreciation. Rental yield 3.15%. The 3.15% gross yield at $448,300 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $123,857 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.26) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $155,418.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.2% |
| Monthly Cash Flow | $(3,250) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,549 |
| Total Monthly Debt Service | $2,598 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22932, Crozet, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,251 (100%) |
| Owner Occupied HU | 3,578 (68.1%) |
| Renter Occupied HU | 1,139 (21.7%) |
| Vacant Housing Units | 534 (10.2%) |
| Median Home Value | $595,966 |
| Average Home Value | $658,867 |
Housing Distribution
Address Breakdown
Residential
4,868
Single Family
4,494
Multi-Family
374
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22932, Crozet, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,251 (100%) |
| Owner Occupied HU | 3,578 (68.1%) |
| Renter Occupied HU | 1,139 (21.7%) |
| Vacant Housing Units | 534 (10.2%) |
| Median Home Value | $595,966 |
| Average Home Value | $658,867 |
Housing Distribution
Address Breakdown
Residential
4,868
Single Family
4,494
Multi-Family
374
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices