1629 Seward Way, Stockton, CA, 95207 | 7.33% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,206/mo, and a $2,570/mo payment. Purchase price stands at $525,000, and rental yield measures 7.33% with $3,206/mo rent. Return on cash invested shows 19.61% in year one, and 5% annual appreciation builds toward $145,048 over five years. Five-year ROI reaches 101.28% and total cumulative return in cash records $174,933. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,206/mo property income covering a $2,570/mo payment rather than investor’s personal income.

Single Family

Built in 1962

8,303 sqft lot

$N/A/sqft

$270 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95207, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,555 (100%)
Owner Occupied HU	7,414 (37.9%)
Renter Occupied HU	11,299 (57.8%)
Vacant Housing Units	842 ( 4.3%)
Median Home Value	$468,326
Average Home Value	$549,079