16220 Janine DrWhittierCA90603
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 16220 Janine Dr, Whittier, CA, 90603 in Whittier: $7,998/mo in rent, $439/mo in net income, 7.85% gross yield, 1.46 DSCR, all at $1,222,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $337,616 in appreciation and $11,255/yr in principal paydown projects total cumulative return of $491,573.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.5% |
| Monthly Cash Flow | $439 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,998 |
| Total Monthly Debt Service | $7,073 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
10,206 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90603, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,024 (100%) |
| Owner Occupied HU | 5,402 (76.9%) |
| Renter Occupied HU | 1,474 (21.0%) |
| Vacant Housing Units | 148 ( 2.1%) |
| Median Home Value | $831,385 |
| Average Home Value | $888,827 |
Housing Distribution
Address Breakdown
Residential
6,990
Single Family
6,315
Multi-Family
675
Businesses
527
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
10,206 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90603, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,024 (100%) |
| Owner Occupied HU | 5,402 (76.9%) |
| Renter Occupied HU | 1,474 (21.0%) |
| Vacant Housing Units | 148 ( 2.1%) |
| Median Home Value | $831,385 |
| Average Home Value | $888,827 |
Housing Distribution
Address Breakdown
Residential
6,990
Single Family
6,315
Multi-Family
675
Businesses
527
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices