1621 W Wildwood DrPhoenixAZ85045
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1621 W Wildwood Dr, Phoenix, AZ, 85045 in Phoenix: $4,936/mo in rent, $958/mo in net income, 8.91% gross yield, 1.65 DSCR, all at $665,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $183,727 in appreciation and $6,125/yr in principal paydown projects total cumulative return of $313,289.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $958 | $450 |
City averages based on Phoenix market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,936 |
| Total Monthly Debt Service | $3,713 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
8,864 sqft lot
$N/A/sqft
$278 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85045, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,053 (100%) |
| Owner Occupied HU | 2,661 (87.2%) |
| Renter Occupied HU | 236 ( 7.7%) |
| Vacant Housing Units | 156 ( 5.1%) |
| Median Home Value | $644,566 |
| Average Home Value | $696,444 |
Housing Distribution
Address Breakdown
Residential
2,944
Single Family
1,886
Multi-Family
1,058
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
8,864 sqft lot
$N/A/sqft
$278 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85045, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,053 (100%) |
| Owner Occupied HU | 2,661 (87.2%) |
| Renter Occupied HU | 236 ( 7.7%) |
| Vacant Housing Units | 156 ( 5.1%) |
| Median Home Value | $644,566 |
| Average Home Value | $696,444 |
Housing Distribution
Address Breakdown
Residential
2,944
Single Family
1,886
Multi-Family
1,058
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
