1621 Peru RdWindsorMA01270
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe headline number at 1621 Peru Rd, Windsor, MA, 01270 in Windsor is the 1.91 coverage ratio: rent of $1,928/mo versus a $1,012/mo debt payment on a $225,000 property. Rental yield 7.01%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $62,163 by year five, with $2,072/yr in equity from paydown. Total projected cumulative return: $118,260.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.8% |
| Monthly Cash Flow | $(151) | $450 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,928 |
| Total Monthly Debt Service | $1,329 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01270, Windsor, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 370 (100%) |
| Owner Occupied HU | 301 (81.4%) |
| Renter Occupied HU | 18 ( 4.9%) |
| Vacant Housing Units | 51 (13.8%) |
| Median Home Value | $388,115 |
| Average Home Value | $589,244 |
Housing Distribution
Address Breakdown
Residential
304
Single Family
304
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01270, Windsor, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 370 (100%) |
| Owner Occupied HU | 301 (81.4%) |
| Renter Occupied HU | 18 ( 4.9%) |
| Vacant Housing Units | 51 (13.8%) |
| Median Home Value | $388,115 |
| Average Home Value | $589,244 |
Housing Distribution
Address Breakdown
Residential
304
Single Family
304
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Grant-Dodge • Kim Grant-Dodge
Mls Name: MLS PIN
Mls ID: #73413995
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