1621 E Regal StStocktonCA95205
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Stockton rental at 1621 E Regal St, Stockton, CA, 95205 sits in the solid-income band: 8.13% gross yield, $2,304/mo rent, $201/mo net after the $1,529/mo debt service, DSCR 1.51. Entry price of $339,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $93,935 and $3,131/yr in principal reduction bring total cumulative return to $141,827.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $201 | $420 |
City averages based on Stockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,304 |
| Total Monthly Debt Service | $1,968 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,741 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95205, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,581 (100%) |
| Owner Occupied HU | 5,291 (45.7%) |
| Renter Occupied HU | 5,677 (49.0%) |
| Vacant Housing Units | 613 ( 5.3%) |
| Median Home Value | $310,501 |
| Average Home Value | $395,854 |
Housing Distribution
Address Breakdown
Residential
10,791
Single Family
10,341
Multi-Family
450
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,741 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95205, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,581 (100%) |
| Owner Occupied HU | 5,291 (45.7%) |
| Renter Occupied HU | 5,677 (49.0%) |
| Vacant Housing Units | 613 ( 5.3%) |
| Median Home Value | $310,501 |
| Average Home Value | $395,854 |
Housing Distribution
Address Breakdown
Residential
10,791
Single Family
10,341
Multi-Family
450
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226036097