162 Ilyssa WayStaten IslandNY10312
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 162 Ilyssa Way, Staten Island, NY, 10312 in Staten Island speaks for itself: 10.25% gross on a $468,000 price, generating $3,997/mo in rent and $872/mo in net income after the $2,104/mo debt service. DSCR 1.90, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,464 stacks alongside $129,300 in projected five-year appreciation and $4,310/yr in principal reduction. Projected total cumulative return: $234,619.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 4.8% |
| Monthly Cash Flow | $872 | $1,850 |
City averages based on Staten Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,997 |
| Total Monthly Debt Service | $2,939 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10312, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,860 (100%) |
| Owner Occupied HU | 17,024 (74.5%) |
| Renter Occupied HU | 4,572 (20.0%) |
| Vacant Housing Units | 1,264 ( 5.5%) |
| Median Home Value | $731,859 |
| Average Home Value | $760,862 |
Housing Distribution
Address Breakdown
Residential
18,712
Single Family
18,607
Multi-Family
105
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10312, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,860 (100%) |
| Owner Occupied HU | 17,024 (74.5%) |
| Renter Occupied HU | 4,572 (20.0%) |
| Vacant Housing Units | 1,264 ( 5.5%) |
| Median Home Value | $731,859 |
| Average Home Value | $760,862 |
Housing Distribution
Address Breakdown
Residential
18,712
Single Family
18,607
Multi-Family
105
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elyse Rivera • Keller Williams Realty Staten Island
Mls Name: SIBOR
Mls ID: #2504306