16185 Lozano St #5FontanaCA92336
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 16185 Lozano St #5, Fontana, CA, 92336 in Fontana hard to pass up. The 11.35% gross yield on a $628,936 purchase results in $5,947/mo in rent and $1,843/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.10). Annual cash flow of $22,110, five-year appreciation of $173,763, and $5,793/yr in equity build-up combine for a projected total cumulative return of $357,978.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.0% |
| Monthly Cash Flow | $1,843 | $300 |
City averages based on Fontana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,947 |
| Total Monthly Debt Service | $3,854 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
N/A lot
$N/A/sqft
$214 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92336, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,873 (100%) |
| Owner Occupied HU | 24,275 (78.6%) |
| Renter Occupied HU | 5,877 (19.0%) |
| Vacant Housing Units | 721 ( 2.3%) |
| Median Home Value | $626,439 |
| Average Home Value | $642,698 |
Housing Distribution
Address Breakdown
Residential
30,019
Single Family
29,251
Multi-Family
768
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
N/A lot
$N/A/sqft
$214 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92336, Fontana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 30,873 (100%) |
| Owner Occupied HU | 24,275 (78.6%) |
| Renter Occupied HU | 5,877 (19.0%) |
| Vacant Housing Units | 721 ( 2.3%) |
| Median Home Value | $626,439 |
| Average Home Value | $642,698 |
Housing Distribution
Address Breakdown
Residential
30,019
Single Family
29,251
Multi-Family
768
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices